1040.com Pros and Cons

Pros: 1040.com is the easiest online tax preparation program I reviewed. The program doesn’t ask irrelevant questions. Lowest cost at under $20 without additional fees. Bank products offered, but not invasive. Questions answered by a local tax professional. Audit protection is handled by local experts.

Cons: No free file. You should at least know what a 1040 is if using 1040.com. You don’t need to be a pro, but a little understanding goes a long way.